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Insurance Articles
8 Steps to Cheaper Car Insurance
Owning a car comes with considerable ongoing expenses ... and Comprehensive car insurance is one of the most significant ongoing costs. If your car is under finance, insurance is generally a requirement of the loan contract so you probably don't have the choice to opt out. However you do have options when it comes down to where you buy your insurance and there are some BIG savings to be had. Here are some tips on what you can do that could dramatically reduce your premiums. - read more
Why life insurance is a necessity in tough times
With household budgets under pressure ... and consumer confidence weak, many families are wondering whether life insurance is worth the expense. Or maybe it is something they can do without? - read more
The Weird and Wonderful World of Insurance
We came across this amusing (but true) insurance story with an interesting twist. Only in America! - read more
Risk Management - 8 steps To Avoid Litigation
Accidents, mistakes and misunderstandings can happen in any business. Some are settled amicably, others grow into full-blown disputes, and before you know it you could be facing a legal claim. - read more
5 Tips for Dealing With your next Insurance Claim
Sometimes processing an insurance claim after a catastrophic event can turn into a nightmare. This article contains some pointers on how to handle the bureaucracy and confusion that can occur when filing a claim. - read more

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Knowledgebase
Subrogation:
An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.